Terms & Conditions

Last updated: 21 August 2025

These Terms and Conditions (“Terms”) are a legal agreement between you (an individual or entity) and Black Bubble Solutions Ltd (registered in England, company no. 09553653), trading as Tipd (“Tipd”, “we”, “us”, “our”). They govern your access to and use of our website and app (together, the “Site”).

If you do not agree to these Terms, do not use the Site.

1) Agreement to Terms

By accessing or using the Site, you confirm you have read, understood, and agree to be bound by these Terms, including any policies referenced here (like our Privacy Policy). We may update these Terms from time to time; the “Last updated” date shows the latest version. Continued use after changes means you accept the revised Terms.

The Site is intended for users 18 years and older. If you access the Site from outside your home country, you’re responsible for complying with local laws.

2) Intellectual Property Rights

The Site, its content (code, databases, functionality, designs, text, images, audio, video) and the Tipd names and logos are owned by or licensed to us and protected by law. We grant you a limited, non-transferable licence to access and use the Site for personal, non-commercial use only. You must not copy, modify, publish, sell, distribute, or exploit the Site or its content without our prior written permission.

3) User Representations

You represent and warrant that:

  1. all registration information you submit is true, accurate, current, and complete, and you’ll keep it updated;
  2. you have legal capacity and will comply with these Terms;
  3. you are not a minor in your jurisdiction (and in any event are 18+);
  4. you won’t access the Site via automated or non-human means;
  5. you won’t use the Site for illegal or unauthorised purposes; and
  6. your use complies with all applicable laws.

We may suspend or terminate your account if any information is untrue, inaccurate, or incomplete.

4) User Registration

You may need an account. Keep your password confidential. You’re responsible for activity on your account. We may reclaim usernames that are inappropriate or infringe rights.

5) Fees and Payment

We accept Visa and Mastercard. Prices may change at any time, and applicable taxes may be added..

You agree to pay all charges at the prevailing prices and authorise us to charge your selected payment method through our online billing system. We may correct pricing errors even after requesting or receiving payment and may refuse any order.

6) Cancellation & Refunds

All purchases are non-refundable. You can cancel a subscription at any time; cancellation takes effect at the end of the current paid term. To cancel, contact us using the details below.

If you’re unhappy with our services, email support@tipd.co or call 01617061952.

7) Prohibited Activities

You must not, for example:

  • Collect data from the Site to build a database without our written permission.
  • Trick or defraud users or attempt to obtain passwords.
  • Bypass or interfere with security features.
  • Harass, abuse, or harm others or our staff.
  • Use automated tools (bots, scrapers) without permission.
  • Upload malware, spam, or disruptive content.
  • Infringe intellectual property notices or rights.
  • Impersonate others or misrepresent your identity.
  • Reverse engineer or copy Site software except as permitted by law.
  • Use the Site to compete with us or for unauthorised commercial purposes.
  • Advertise goods/services or sell/transfer your profile without permission.
  • Use Tipd for any activities restricted or prohibited by our payment facilitator, Ryft Pay.

8) User-Generated Contributions

If the Site lets you post content (e.g., text, images, comments) (“Contributions”), you understand Contributions may be public. You warrant you own or have rights to your Contributions; they must be lawful, accurate, non-infringing, non-harassing, and appropriate. We may remove or re-categorise Contributions at our discretion and have no duty to monitor them.

9) Contribution Licence

By posting Contributions, you grant us a worldwide, perpetual, irrevocable, transferable, royalty-free licence to host, use, reproduce, display, distribute, adapt, and create derivative works from your Contributions in any media and to sublicense these rights. You waive moral rights where permitted. You retain ownership of your Contributions.

10) Mobile Application Licence

If you access via our app, we grant you a revocable, non-exclusive, non-transferable licence to install and use the app on your device per these Terms. You must not reverse engineer, modify, or use the app for unlawful or commercial purposes beyond its intended use, remove proprietary notices, or use automated queries.

Apple & Android: Your use must comply with the applicable app store terms. App stores have no obligation to provide support or warranties; where a paid app fails to conform to a warranty, the store may refund the purchase price per its policies.

11) Submissions (Ideas & Feedback)

Questions, comments, ideas, or feedback you send us (“Submissions”) are non-confidential and become our sole property. We may use them for any lawful purpose without compensation. You warrant your Submissions are original or you have the right to provide them.

12) Third-Party Websites & Content

The Site may link to third-party websites or content. We don’t control or endorse them and aren’t responsible for their content, policies, or practices. Your dealings with third parties are solely between you and them.

13) Site Management

We may, at our discretion, monitor the Site; take legal action for violations; restrict or disable access to any content; remove excessive or burdensome files; and operate the Site to protect our rights and ensure proper functioning.

14) Privacy Policy

We care about data privacy and security. See our Privacy Policy: https://www.tipd.co/privacy.
Please note: the Site is hosted in the United Kingdom and some processing may occur in other countries—see the Privacy Policy for details. By using the Site from another region, you consent to data transfer and processing consistent with that Policy.

15) Copyright Infringements

We respect IP rights. If you believe material on the Site infringes your copyright, contact us (see Contact Us) with a detailed notification. Knowingly false claims may carry legal consequences.

16) Term and Termination

These Terms apply while you use the Site. We may, without notice, deny access to the Site to anyone for any reason, including breach of these Terms or law, and may delete your account and any content at any time. If your account is terminated, you must not create a new one. We may also pursue legal remedies.

17) Modifications and Interruptions

We may change or discontinue any part of the Site at any time without notice. We don’t guarantee continuous availability and aren’t liable for downtime or discontinuance.

18) Governing Law

These Terms are governed by the laws of the United Kingdom (non-exclusive jurisdiction of the courts of England), without reference to the U.N. CISG. If you’re an EU consumer, you retain mandatory protections of your country of residence.

19) Dispute Resolution

Informal negotiations. Before arbitration, the parties will try to resolve any dispute related to these Terms in good faith for 30 days after written notice.

Binding arbitration. Any dispute will be finally resolved by one arbitrator under the rules of the European Court of Arbitration (European Centre of Arbitration, Strasbourg) in force when the claim is filed. Seat of arbitration: Manchester, United Kingdom. Language: English. Substantive law: United Kingdom law.

Restrictions. Arbitration is individual only—no class actions or representative proceedings.

Exceptions. The above does not apply to disputes about IP rights, theft, piracy, invasion of privacy, unauthorised use, or requests for injunctive relief. If any part of this clause is unenforceable, such disputes will be heard by a court of competent jurisdiction as above.

20) Corrections

Information on the Site may contain errors or omissions (e.g., descriptions, pricing, availability). We may correct or update information at any time without notice.

21) Disclaimer

THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE”. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES (EXPRESS OR IMPLIED), INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DON’T GUARANTEE ACCURACY, RELIABILITY, OR AVAILABILITY AND AREN’T RESPONSIBLE FOR (1) ERRORS OR INACCURACIES; (2) PERSONAL INJURY OR PROPERTY DAMAGE FROM YOUR USE; (3) UNAUTHORISED ACCESS TO SERVERS OR DATA; (4) INTERRUPTIONS; (5) MALWARE TRANSMITTED BY THIRD PARTIES; OR (6) LOSSES FROM CONTENT MADE AVAILABLE VIA THE SITE. WE DON’T ENDORSE THIRD-PARTY PRODUCTS OR SERVICES.

22) Limitations of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE AND OUR DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES (INCLUDING LOSS OF PROFIT, REVENUE, OR DATA) ARISING FROM YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY.

NOTWITHSTANDING ANYTHING TO THE CONTRARY, OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM WILL NOT EXCEED the lesser of the amount you paid to us in the one (1) month prior to the cause of action or £10.00 GBP. Some laws do not allow certain limitations; those limits apply only to the extent permitted.

23) Indemnification

You will defend, indemnify, and hold us (and our affiliates, officers, agents, partners, and employees) harmless from any claims, losses, or expenses (including reasonable legal fees) arising from: (1) your Contributions; (2) your use of the Site; (3) your breach of these Terms; (4) your breach of your representations/warranties; (5) your infringement of third-party rights; or (6) any harmful act toward another user. We may assume exclusive defence at your expense; you’ll cooperate with us.

24) User Data

We may maintain data you transmit for Site performance and operations. While we perform routine backups, you are responsible for your data. We aren’t liable for loss or corruption of data.

25) Electronic Communications, Transactions, and Signatures

Visiting the Site, emailing us, and completing online forms are electronic communications. You consent to receive them and agree electronic agreements, notices, and records satisfy legal “in writing” requirements. You agree to electronic signatures and records for transactions with us.

26) Miscellaneous

These Terms and any policies posted on the Site are the entire agreement between you and us. Our failure to enforce any right is not a waiver. If any provision is unlawful or unenforceable, it’s severed and the rest remains effective. No agency, partnership, joint venture, or employment is created. These Terms won’t be construed against the drafter. You waive any defences based on the electronic form of these Terms and lack of signing by the parties.

27) Contact Us

To resolve a complaint or for more information:

Black Bubble Solutions Ltd (Registered in England 09553653)
3rd Floor, 86–90 Paul Street
London
United Kingdom
EC2A 4NE
Phone: 01617061952
Email: support@tipd.co